Welcome to my personal finance and lifestyle blog! I created this blog to provide a different perspective to fellow recent college graduates (ages 21-30). We go through all of this schooling our entire lives through our early 20’s and there is never really a good theme of personal finance in any class. Sure some teachers/professors might provide short tips along the way, but nothing that will end up sticking with you. We have to learn about how to do taxes, the value of a dollar, how to use credit cards, how to understand student loan debt, and much more really all on our own.
What I learn more about every day at work is that cash is king. I am an Analyst at a commercial real estate advisory firm. High level, in the last 15 years, we have ran mostly every major US retail bankruptcy: CompUSA, Borders, Blockbuster, RadioShack, Golfsmith, Sports Authority, Quiksilver, Linens and Things, just to name a few. We negotiate store closings, lease restructuring, real estate restructuring, and facilitate M&A activity. I have been doing this for a little more than 2 years and my experiences here and working on behalf of distressed retailers has also taught me a lot about my personal finance from a much different perspective that a lot of people do not get to experience.
This blog shares experiences of mine throughout my college and post college life that I hope resonates with young adults.